In the event of any mishap, a special day on the water could be ruined if you’ve not got the insurance cover you expected. Before you head out, you really want to be sure.

Craftinsure are an internet-based boat insurance company who provide insurance policies for a wide range of boating craft, with a comprehensive wording for every different category of boat, meaning a yachtsman receives a policy suitable for risks associated with his yacht and a motor boat owner one that’s suitable for his motor boat.

The instant quotes supplied online, and the policy documents emailed to you immediately you purchase cover, consequently avoid the lengthy application forms and unnecessary waiting time involved with competitors.

Based in Kent, they’ve been insuring boats since 2000 and are backed by Navigators and General (part of Zurich Group) who, as one of the big four boat insurance underwriters, have over 80 years experience and a wealth of knowledge in the niche market of leisure boat insurance.

Designed to be very quick, intuitive and easy to use, the Craftinsure website enables customers, from the comfort of their own home, to get instant quotes and cover at times which suit them, including evenings, weekends and bank holidays. Policy documents are available immediately upon purchase so you won’t have to spend weeks staring at the letterbox, waiting for your certificate to arrive, before you can get out onto the water with confidence.

The fully electronic service was a concept designed with a conscious effort in mind to simplify and streamline the insurance process, saving resources and cost and thereby reducing premiums. Mark Lee of Craftinsure said, “The people at Craftinsure are keen yachtsmen and share many of our customers’ concerns about environmental issues, including the global reduction in renewable natural resources. The amount of paper generated by our competitors is quite appalling and undoubtedly a lot of it gets binned - a shocking waste of time, effort and resources.”

But the benefits don’t end there. Not only is the concept better for the environment, and the range of suitable policies backed by knowledgeable underwriters, but by reducing paper wastage and postage costs Craftinsure have increased efficiency and are able to offer fiercely competitive premiums, so it’s better for your pocket too.

The two main ingredients included in all policies are cover for damage to, or loss of, the boat and equipment herself, and cover against claims from third parties for damage or injury caused as a result of negligence of the policyholder/boat user.

For racing dinghies cover is “new for old” on masts, spars and foils and also for sails and covers that are less than 3 years old. All policies carry a £3m third party indemnity limit as standard.

When 90% of their customers say they’d recommend Craftinsure to their boating friends you know they must be doing something right. Offering unparalleled service their insurance helpline is open for advice from 7.30am - 7.30pm 7 days a week. A separate claims helpline is available 24/7.

So, if you’re fed up with automated switchboards and being kept waiting on the phone, try visiting www.craftinsure.com to be amazed at the hassle-free, competitively priced comprehensive insurance quotes and cover on offer online for your craft.